The new reforms will result in the reorganization of a number of business processes. Insurers and states alike will look to expertise to help them improve and streamline business processes and in some cases, create new processes to adapt to the changing health care scenario.

Being the first to create a health exchange solution from ground-up has allowed us to hone and perfect our solutions. Having a ready solution allows organizations to rapidly deploy and implement processes, thereby resulting in huge cost savings and meeting short implementation deadlines.

hCentive has been at the forefront of innovation and forward-thinking in the health insurance industry. Our experiences with large clients have given us great insight into the complex workings of the health insurance industry. Our expert team of advisors ensures that we are always ahead of the curve.

Our clients can leverage hCentive's expertise in business consulting, health insurance information technology and consumer-oriented product development, as well as value-added partnering to both resolve challenges and achieve business goals.

Our Expertise hCentive has assembled a unique collection of consultants who possess expertise in several areas including:

• Product development
• Web design and architecture
• Business system architecture
• Consumer experience mapping and user interface development
• Health care management and strategic marketing
• Information connectivity design and architecture
• Business consulting

Our Approach Rather than asking "What do you want us to build for you?," We prefer to ask, "What business problem are you facing, and how can we best solve it together?"

We want to understand a problem and from the business user's perspective. We devote considerable time and energy understanding the business and technical needs of our clients. This helps us to develop the most effective, sensible and long lasting solutions that add true value for our customers.

Our Solutions hCentive looks beyond the primary problem to, identify the underlying issues that may not seem obvious. Our solutions are cost-effective, due to shorter design, development and implementation cycles.

We pride ourselves on developing innovative and high quality technology solutions that provide longevity to business processes and exceed client expectations. In addition to a comprehensive sales portal and HIX solutions, hCentive also provides cloud-based hosting and SAAS solutions.

Our hosting, business and professional services are industry leading and highly reliable.

hCentive has the capabilities to provide Application Hosting Services through which customers can be assured that their applications and data are hosted and managed using our dedicated data centers or on the customers' own premises. We have industry leading experience in Business Process Outsourcing, allowing our clients to outsource non-critical functions like support and maintenance, allowing them to maintain strategic focus.