Alongside enrollment, a very important piece of the health exchange puzzle will be payment management. There is expected to be a large volume of sensitive financial and personal data that will pass through the exchanges. It is imperative that this be a secure and flexible process.

hCentive's Payment Manager solution enables insurers to send and receive all payment related information to and from the exchange. It allows for the managing and aggregation of premium and subsidy payments, late payments, broker commissions and more.

• Multiple payment processing options - EFT, credit card, check, payroll deduction, HRA, HSA, etc.
• Receive and process subsidy payments from federal agency
• Aggregate premium and subsidy payments
• Reconcile against premium receivable for approved enrollments
• Manage late payments
• Manage broker commissions
• Receive and process remittance information for all payments