Finding a health insurance plan isn't very hard to do. But finding the right health insurance plan is. Though there are hundreds of plans available, they are complex and can be difficult to understand. It also can be a challenge to compare plans side-by-side, and health plan terminology is confusing. You never know if you have asked all the right questions, and you rarely are sure that you understand the answers.

hCentive realizes these issues and has created a unique Web destination that goes beyond today's "health plan search engines." Our health insurance exchange platform contains intuitive comparison and filter tools and a state-of-the-art hCentive Health Insurance Decision Engine to help individuals select and purchase the health plan that best meets their needs.

WebInsure Quotes & Subsidy enables consumers and small businesses to search, compare, decide, apply and enroll for state exchange insurance programs.

This engine helps eligible state residents (individuals, families and small businesses) find and purchase the insurance plan that best meets their coverage and financial needs taking into account any federal premium subsidies and tax credits they are eligible for.

It provides a unique, user-friendly online experience that has been specifically designed to be used by individuals who possess little or no health insurance knowledge or experience.

Salient Features:

• Research available health plans under various benefit levels Platinum, Gold, Silver, Bronze
• Generate quotes based on various parameters, e.g. DOB, smoker, pregnant etc.
• Review and understand health plans, options and costs
• View and compare plan details
• Download and e-mail plan details to third parties
• Compare plans on key benefit and cost parameters to help plan selection
• Get plan recommendations based on projected medical and health needs
• Sort & filter by various parameters, e.g. Deductible, Co-pay, Co-insurance, Out-of-pocket maximum, Premium, in-network doctors, etc.
• Connect instantly to a customer help line or licensed insurance brokers for assistance