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Obamacare Roadmap: The Plan to Ace Midterms with ACA – Part 2

Business determinationWith a coordinated strategy to show how most Republican claims about the ACA were wrong and how opposition is preventing the law from delivering the best, Obama administration has its first steps clearly outlined for the upcoming midterms. The only remaining part of the strategy is to show the country how Americans are benefiting from the presence of the ACA and how some improvements can accelerate the law into delivering better healthcare to a wider audience. In this second part of the series, we are going to cover the benefits ACA is already providing.
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Obamacare Roadmap: The Plan to Ace Midterms with ACA – Part 1

Round pin black pathAs November midterms edge closer, the Obama administration is gearing up for a showdown. The major point of contention, as you might have guessed already, is going to be the Affordable Care Act, aka Obamacare, which the Republicans have strongly contested since the inception of the act. A prime achievement of the administration, the Affordable Care Act has all the potential to drive the campaigning democrats, but at the same time, keep them on defense for criticism from the Republicans regarding certain aspects of the law.
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ACA & Prevention – How the Law is Encouraging Better Preventive Healthcare

Clay people family protected by woman handsDid you know that the U.S. spends about 75 percent of the annual healthcare budget on treating diseases, while 70 percent of diseases are connected to one or more preventable conditions? With only 3-5 percent of the $2.8 trillion budget going to prevention, we are not hitting the problem where it hurts the most – prevention of diseases.

As compared to other developed nations, the U.S. spends twice the average of other nations on healthcare, and we still are way behind in life expectancy. Most of the factors associated with low life expectancy are tobacco use, alcohol abuse, poor diet, STDs, and motor vehicle accidents. Motor vehicle accidents by themselves chalk up $99 billion in medical and productivity costs. The common aspect among all of these deterrents is that they are preventable, and, fortunately, prevention can be the key to eradicating all deterrents.
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Are Health Insurers Breaking ACA Mandates by Discriminating against Patients with HIV?

Mood disorder with negative symptomsThe foundations of the ACA are built on the promise to provide health insurance without discriminating on the basis of medical history and pre-existing conditions. However, it seems that not all health insurers are following the mandates set by the law and subtly discriminating among the type of enrollees they have received in the first enrollment period. Ironically, the discrimination is on the basis of HIV/AIDS, one of the conditions, which absolutely requires quality primary care administration. Let’s take a look at how this discrimination has infested the new, post ACA healthcare system.
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Obamacare Brought Monthly Payments to Less than $100, but Premiums Are Set to Rise

Business graphThe Affordable Care Act (aka ACA, Obamacare), an act dedicated to affordability and health insurance for all, issued great news after the massive 8 million enrollment spree – the ACA has provided 7 out of 10 Americans better health insurance coverage at less than $100 per month. The Department of Health and Human Services (HHS) released these statistics after open enrollment, showing that the federal subsidies are making health insurance affordable on the health insurance exchanges. Let’s take a closer look at federal subsidies and the outlook for health insurance premiums next year.

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Trader Joe’s Case Study: Obamacare is Motivating People to Quit Jobs that Don’t Fit

One of the main arguments to the ACA was that it would be a “job killer” as employers would lay off workers to meet the new, rising healthcare costs. However, as it turned out, Obamacare did not cut jobs, it only gave employees an option to move out of jobs that did not fit their lives anymore, and were only staying at due to associated health benefits.

Obamacare gave them a chance to find affordable health insurance without the bonds of employment. Trader Joe’s, a large-scale grocery chain, followed the very path where employees finally decoupled health benefits with employment and figured they did not need the job. By opting to cancel health benefits for part time employees, Trader Joe’s made a grave mistake that increased their attrition rate tremendously. Let’s explore this case study further.

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hCentive Data Analysis: How are Newly Insured Using their Insurance – Part 2

Results of a medical and stethoscope.Continuing from the first part of the series, we have already seen that even after immense increase in the number of newly insured, there isn’t any substantial increase in the number of sick patients looking for Primary Care Providers. A closer look at patients with chronic illnesses shows that in 2013’s first quarter, a higher number of individuals having insurance were diagnosed with chronic diseases, as compared to people who had recently acquired health insurance. This lower chronic disease liability on newly insured destroys GOP claim that post Obamacare, people with preexisting conditions will rush to Primary Care Providers, thereby increasing pressure on the system.

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hCentive Data Analysis: How are Newly Insured Using their Insurance – Part 1

Data analysisBack when Obamacare was in the works, a primary challenge that the administration received from the GOP was the sudden influx of sick patients that Obamacare would bring about, causing an acute blow to the primary care services throughout the country. Now, with more than 8 million enrollments coming through the Obamacare marketplaces, higher than what the administration had projected, the GOP might feel that the chances of influx are higher. However, according to the latest data available, the sick are not flocking to hospitals to avail the benefits of their newly purchased insurance.
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Constant Push and Momentum Buildup – Obama’s Plan of Approach for Open Enrollment

Green chrome ball rolling upwards 3dAfter six months of challenges, solutions and a terrific fight, Obamacare made it to the home stretch and secured its win by a staggering 8 million enrollment—all by March 31. In a period filled with technological and political challenges, the Obama administration shined, delivered results and got enough enrollments to sustain the law and prevent a death spiral. However with only seven months left before the next open enrollment period, the administration made one thing very clear – the race for a fully insured America is just beginning. To meet its target of providing health insurance for everyone, the Obama administration has geared its strategies to conserve the momentum gained in the first quarter of 2014, and use it to drive more enrollments during the next open enrollment period.
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Obamacare Urging States to Reconsider Healthcare Rules

Gavel and law bookWhen Obamacare crossed its projected 7 million enrollment mark and attained the shining figure of 8 million enrollments, the administration was not aware of a storm these enrollments would kick up in the near future. As soon as these enrollees started utilizing their health insurance, they were faced with a harsh reality – their health plan did not have their preferred doctors, hospitals or the right combination of both. The new enrollees were at a loss, and ultimately had to pay out of pocket for services and providers that were not covered by their plan.

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