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Analysis: Which States have Capitalized the Most on Obamacare, and What’s Next

Data AnalysisEven after battling a multitude of challenges, Obamacare managed to score 8 million enrollments. Despite the troubled start, the Obama administration rallied behind the cause and put in efforts to surmount challenges to deliver a viable health exchange enrollment that kept the Affordable Care Act alive. Excluding people who get health insurance through their workplace or through Medicaid or Medicare programs, Obamacare enrolled 28 percent of the people eligible for buying health insurance off the federal marketplace. Out of all the states, let’s take a look at the states that capitalized the most on Obamacare.
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Could Tax Forms Become a Major Challenge for Federal Exchange?

iStock_000013394040SmallThe Federally Facilitated Marketplace, aka healthcare.gov,  is gearing up for a new challenge that could have widespread impact on everyone who has enrolled with subsidized health insurance through the federal exchanges. This new challenge is the issuance of tax forms, and it is gearing up for a fight in the second enrollment period. After the troubled federal exchange launch last year, all eyes are glued to the performance of the exchange in this year’s enrollment period. Alongside the enrollment, tax forms are an addendum that the administration cannot ignore.
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Here are 5 Things You Need to Know if You are Under 26 and Need Health Insurance

here-are-5-thingsTraditionally, young, healthy individuals have sacrificed the option of buying health insurance for having more liquidity and ability to pay rent and bills. Between competing for a highly coveted job and planning for the future, young individuals feel that they don’t have the time or resources to waste on health insurance. And why should they, when individuals under 26 rarely visit the doctor and generally enjoy a healthy lifestyle. Well, the answer to that is the high probability of a serious accident or an illness that could add up to thousands of dollars in bills and drug costs. So if you are one of those that wants to be insured in case of a mishap, here are the top things you need to know about getting health insurance in post Obamacare world.
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Analysis: How will Obamacare Premiums Behave during Second Open Enrollment – Part 2

Data analysisIn the first part of this series, we discussed how the results of the PwC study have waylaid some fear of high premium increases playing a role in the 2015 open enrollment period. To be fair, not everyone is buying what the report states but let’s put that aside for right now and look at what the study is stating. As of now, the available numbers show how Oregon might have a negative premium increase, at -2.5 percent, and some states of the likes of Colorado, Maryland, etc. showing an average increase of no more than 5 percent. The remaining study puts most other states in the range of 5-15 percent. Is your state one of those? Let’s find out.
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Analysis: How will Obamacare Premiums Behave during Second Open Enrollment – Part 1

Pocket watch buried in sandThe second open enrollment period is quickly approaching and the biggest question on everyone’s mind is – how will Obamacare premiums behave in the second year of reformed health insurance coverage? We are roughly two months away from open enrollment and any solid number on rate increase is far from available. As we approach November 15, most health plans across different states will show how premium rates will increase for 2015. However, we are currently limited to projections of how Obamacare will look like in the second year of coverage.
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Are Billing Problems Forming a New Set of Challenges for Obamacare?

Billing serviceAt outset of Obamacare, all eyes were on the troubled healthcare.gov launch that gripped the administration on October 1, 2013. While the Affordable Care Act was being lauded as the coveted reformer of the health insurance, it had its own demons to fight.

As time passed, exchange problems were weeded out and the system became better, with the administration launching offline enrollment measures to keep enrollments up. When the results started coming in, the administration had exceeded its expectations to finally deliver 8 million newly insured individuals on the federal exchange. The number of young adults, coveted for risk balancing in health insurance industry, signed up in decent numbers, with nearly 35 percent people signing up from this demographic. The administration thought most of the exchange problems were solved.
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Anti-Obamacare Spending Boosted Enrollments, Say Reports

HiResSince its inception, the Affordable Care Act has attracted the ire of opposition for mainly being a Democratic idea. The GOP has tried more than once to repeal the law. When the repeal did not work, it tried for a replacement of the law. The idea of replacement didn’t work, as the alternative did not hold ground against the already established Obamacare.

After the launch debacle of healthcare.gov and other state exchanges, the GOP utilized the fiasco to fan the flames of discontent among the public and strongly pushed for a complete repeal of the law. [Side note: We haven’t seen the last of this push, the exchanges should be featured prominently during the upcoming elections in November.] The exchanges were staggering under the combined pressure of failed technology, a broken enrollment system and continuous pressure from the opposition and the public to deliver on ACA’s promise. To add to the woes of the Obama administration, the Republican side launched a well thought-out negative ad campaign that was meant to break the law’s remaining hold on the health insurance market.
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Burwell vs Hobby Lobby: What’s The Impact On Corporations?

iStock_000021534883SmallWith a Supreme Court ruling adding fuel to the fire, the Burwell vs Hobby Lobby fight is far from over. Let’s start with a little background first. The Affordable Care Act mandated that the employers providing health insurance coverage to employees must cover all forms of birth control. However, not all organizations agreed with the ‘all forms of birth control’ aspect of the law by citing religious reasons for their reservations. The owners of these organizations argued that the law is forcing them to cover contraceptive methods that can displace a fertilized egg, which is equated to abortion by the owners of these organizations. Since abortion and these contraceptive methods are against their religious beliefs, the corporations decided to file suit to get the law amended.
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Colorado: A Roundup of the State with Solid Obamacare Enrollment Progress

iStock_000013908904XSmallOut of the states that adopted Obamacare from the start and chose to establish their own state-based health insurance exchanges, Colorado was one of the forerunners. The Centennial State was already making strong progress in healthcare and reforms, and took up Obamacare to further its position as one of the leaders in healthcare.

Other than taking the lead to establish a state exchange, Colorado also participated in the Medicaid expansion to cover people up to 133 percent of federal poverty line. Currently, available numbers show that Colorado has made strong progress on reducing the number of uninsured in the state. The state has cut the number of uninsured by 6 percentage points since 2013.
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Enrollment Roundup: Obamacare-Embracing States Enjoying Lowest Uninsured Rates

iStock_000010711881SmallAs you know, Obamacare was designed to lower uninsured rates and drive America to a fully insured, highly efficient healthcare system. Although the rollout of the law that set such ambitious aims for itself was disappointing, the end result was laudable with 8 million Americans enrolling for insurance coverage. Since the inception of the law, the country was divided into two camps, States which decided to build their own exchanges and States that refused.

Now, it appears that the States that created state-based exchanges are boasting the lowest uninsured rates in the country.
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