Entries by Pamela Girardin

Chronic Disease Drugs – Can Obamacare Lower Costs for the Terminally Ill?

For people with pre-existing conditions and terminal illnesses, the Affordable Care Act, aka Obamacare, has been viewed as a positive. With a firm stand against long standing discrimination in the health insurance industry, Obamacare strived to bring in equality for all, irrespective of their medical condition. However if Obamacare left any gap to make health […]

2 Year Extension on Canceled Policies – What’s Obama’s Plan?

If anything grabbed more attention, anguish, and aversion than the failures of the federal online marketplace last year, it was the cancellation of policies that did not meet the requirements of Affordable Care Act. The cancellations, a thorn in the side of the administration, came at the most inopportune time – when the officials were […]

How States are in a Dilemma over Medicaid Expansion

Back in 2010, when Obamacare was unfolding its propositions and plans for the implementation, a crucial aspect of the law was coverage to people below the federal poverty line, up to 138 percent of the federal poverty line through a proposed Medicaid expansion. However, in 2012, the proposal to expand Medicare coverage was shot down […]

ACA and State-Federal Partnerships – What can Obamacare learn from CHIP implementation

From a proposal to a law, the Affordable Care Act, was written with the intent that the states and federal would be a partnership. However, reality has been a bit different – some states refused to stand up their own exchange and some have refused to expand Medicaid. Effectively, a state-federal partnership is crucial to […]

7 Things You Need to Know before Obamacare Enrollment Deadline – Part 1

The launch of the ACA, aka Obamacare, has been a bit of a rollercoaster — technical issues, canceled policies, etc. However, most of these issues have been sorted and we are just a few days away from the end of open enrollment. Of course to ensure confusion continues, the administration announced recently announced an extension […]

4 Obamacare Incentives for Small Businesses

Software issues, debate over young invincibles, delays, extensions, sticker shock are just a few of the myriad issues surrounding Obamacare. Ideally, Obamacare has been seen as a harbinger of major change in the way individuals purchase health insurance. However, Obamacare has something to offer to small businesses too. While small business have until October 2016 […]

Millions Stuck in Health-Law Coverage Gap – What’s the Rescue Plan?

When Obamacare was designed, it had aspirations that all Americans would have health insurance coverage, regardless of age, income level or health. As we know, the act has been hotly contested and challenged all the way to the U.S. Supreme Court. But there have been some casualties. The health-law coverage gap, an unfortunate consequence of […]

Young Adults ARE Signing up for Health Insurance, but not through Federal Marketplaces

Young adults, or as Obamacare likes to call them – “young invincibles”, have been the talk of the nation since the day Obamacare was implemented. As an industry basic, young, healthy individuals are required to balance the risk pool and reduce the liability of health insurance coverage on the insurance carriers. These healthy individuals, generally […]

CBO Issues Report: Implies ACA will Increase Wages

The Affordable Care Act, aka Obamacare, has suffered numerous assaults – repeal efforts, crippling technical issues, miscommunications, delays and more. However, it continues to survive. Its proponents talk up the good news; while its opponents talk up the bad. There doesn’t seem to be a middle ground – or not much of one. With its […]

ACA Alternative: What’s Included

It is widely known that Republicans, in an effort to strengthen their position for the upcoming elections, have demonstrated in their Patient CARE act that they intend to make ACA an easier option for Americans through a significant number of changes. The act’s, which is an acronym for Choice, Affordability, Responsibility and Empowerment, changes target […]