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October 2013

The online marketplaces go live in all states. The federally-facilitated marketplace, healthcare.gov, is launched with fanfare and immediately problems appear. Although the rollout is riddled with errors and failed promises, things start getting back on track slowly.

Due to the massive issues, the administration announces that there will be a ”technology surge” to fix healthcare.gov.

November 2013

The talks about the latest Republican alternative gather momentum. The bill, named as American Health Care Reform Act of 2013, is highlighted as the alternative that is gathering support and the momentum it needs to uproot Obamacare and its inherent flaws.  However, it died a premature death.

President Obama requests that health insurance companies allow individuals who current plans were cancelled due to the ACA to be able to renew the policies for another year.

January 2014

Republicans presented yet another alternative to Obamacare. Titled the “Patient Choice, Affordability, Responsibility and Empowerment Act,” it was a full-fledged proposal crafted by Senators Coburn, Burr and Hatch but nothing comes of it.

The bulk of Affordable Care Act changes go into effect. As well as:
•    The threshold for itemizing medical expenses on taxes increases from 7.5 percent to 10 percent for seniors.
•    All existing health insurance plans must cover preventative care and checkups without co-pays.
•    The Medicare Part D donut hole is phased out.

At the conclusion of this four part series, which shows the timeline of attempts to repeal, provide an alternative to Obamacare. It is clear that the path of the ACA has not been smooth but filled with twists and turns that have been interesting to watch. Anyone in the industry probably feels that they have been riding a rollercoaster. Things seem to be smoothing out but, as we all know, nothing is predictable.

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