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While information has been trickling out on the various state exchanges, Missouri has continued to stay quiet right up to the launch. As the state lawmakers, and then voters, voted rejected a state-run exchange, Missouri is among the many states that chose to leave it to the federal government to handle.

While efforts to publicize the exchange have faced strong opposition, there have been some initiatives put in place to help increase the public’s knowledge on the exchange.

•    Private organizations and individuals are conducting FAQ and Question & Answer Sessions on the exchange for individuals. For instance, FOX 2 recently aired a Q&A session that consisted of top industry experts and served as a platform for helping people clear their doubts about ACA. This one-hour special helped people learn more about the health reform that is going to impact their lives. Similarly, through the face of private organizations and nonprofit associations, the state will receive the required information.

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With the exchange now live, there has been some clarity in the carriers and rates for the Illinois state exchange. Consumers in Cook County will be able to choose plans offered by five carriers – Aetna, Blue Cross Blue Shield of Illinois, Coventry, Health, Humana, Inc. and Land of Lincoln Health.

However, only BCBS and Land of Lincoln are offering both individual and small-group plans throughout the state. BCBS is offering 16 individual plans and 19 small businesses; Land of Lincoln is offering 19 individual and 16 small group plans. Offering the most individual plans – more than 30 different options – is Humana and Coventry.

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According to latest reports, the health insurance marketplace of South Dakota will be a costly affair. A study conducted by the U.S. Department of Health and Human Services has revealed that under the federal exchange, South Dakotans would have to pay more for insurance premiums than people in neighboring states.

The study has based its findings on the facts that have come out of a close analysis of rates that will prevail in South Dakota. For comparison, the report takes into account a family of 4 with a monthly income of $50,000. Analysis reveals that South Dakotans will have to pay $141 per month after subsidies and tax credits. This means that there is a gap of $46 per month as the national average hovers around $95 per month.

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Nebraska’s exchange, which will be the Federally Facilitated Marketplace (FFM), will go live October 1, and they recently revealed the proposed rates that would be available on the exchange. Let’s take a look.

Sample Rates and Insurance Carriers Operating on Nebraska HIX

Four insurance carriers will be participating in the exchange and all will be offering individual and/or small business health insurance plans. While the rates that were released are not final, Blue Cross Blue Shield of Nebraska, Coventry Health, CoOportunity, and Health Alliance Midwest, the participating carriers, will finalize their respective plans by October 1…

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In less than 2 weeks , enrollment on health insurance marketplaces (healthcare software texas) will begin throughout the country. For Texas, which has one of the highest populations of uninsured, this is going to be a rough period. To make matters worse, the challenges faced by Texas are not limited to this issue, there are more.

As per the available statistics, 27 percent of population under 65 is uninsured. Overall, there are about 6 million uninsured Americans living in Texas. Once the rollout starts, these people will require a lot of education on the marketplace and how to choose the right plan for them and/or their family. Texas opted to not build its own state exchange and is relying on the Federally Facilitated Marketplace for its residents.

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When the Idaho health insurance marketplace, Your Health Idaho, goes live on October 1, the state will be looking at two primary aspects that will decide the health and performance of the exchange in the years to come – Idaho insurance agents and the number of enrollments on the exchange. Although these two aspects are closely related, insurance agents takes precedence.

While insurance agents and brokers have been working in Idaho for a long time, a large number have concerns on the changes that the Affordable Care Act will bring. Some of those factors are:

•    The commissions and incentives insurance agents received in the past will decrease substantially once Your Health Idaho goes live. For instance, Regence BlueShield of Idaho is going to decrease the plan commission from $12 to $9.

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A part of the group that decided to rely on federal government for implementation of health insurance marketplace, Maine is working round the clock to ensure that its residents do not face any trouble when the exchanges go live on October 1. However on October 1, will the public sign on? Many studies have shown that the majority of Americans are not aware of the exchanges and do not have a clear idea about purchasing health insurance online after October 1.

Maine marketplace authorities understand this problem, and that’s the reason why they are gathering their resources to meet an important target: guide Maine residents and help them purchase health insurance on the marketplace. As a part of a federal strategy to assist state governments in meeting this target as well as marketing the health insurance exchange, Maine has received two separate federal grants amounting to $542,000. These federal grants will be used for one purpose: marketing the exchange and educating residents about insurance shopping in the new era through exchange navigators.

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The big day for health insurance marketplaces, October 1, is coming and Michiganians are looking forward to it. The view is that the exchange will bring better coverage, affordable health insurance and greater benefits. Expectations are running high and Michigan organizations are gearing up for the big day. So, how’s the preparation going? Let’s take a look.

The first, crucial step is to establish a marketplace with top insurance carriers who can provide affordable health insurance and a wide range of benefits. Fourteen health insurers submitted their plans and offerings, totaling approximately 170 plans, to the Michigan government for approval. The approval process is still underway and results are expected before the second week of September.

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From a general perspective, the health insurance marketplace is going to revolutionize health insurance. But it is going to be a tough path, especially when you consider the lack of general knowledge of the exchanges and the abundance of variables. At the same time, the outlook toward these marketplaces is generally positive. But, a closer look at Florida reveals that the state could be heading toward disruption.

Florida chose not to implement its own exchange and is relying to the Federally Facilitated Marketplace (FFM). The main issue in Florida is that the top health insurance organizations and some businesses have not bought in to the marketplace. Why is this happening? Here are a few reasons why all is not well in Florida health insurance market.

•    Most businesses feel that government has been slow at implementing and spreading information about FFM.  Having more of an impact, though, is that the Affordable Care Act remains a lightning rod for politicians and residents.

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Contrary to the plan of reducing health insurance premiums through health insurance marketplaces, it seems that Mississippi residents who purchase health insurance off exchanges might encounter higher premiums than the current market average. Pundits are claiming that the rise in insurance premiums can be attributed to the fact that only two insurance carriers will be participating in the exchange.

As of now, 54,000 uninsured residents will have the choice of Humana and Magnolia Health for their insurance needs. Preliminary calculations are showing the average premium at $312 for Magnolia and $302 for Humana. In defense of this estimation, Mississippi officials have pointed out certain imperative aspects of these insurance premiums.

1)    Increased Coverage and Better Quality – In light of the higher premiums, officials state that the increased coverage and better quality of provided insurance is going to offset the higher premiums. In a nutshell, the premiums would still be competitive according to today’s market standards.

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