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With the exchange now live, there has been some clarity in the carriers and rates for the Illinois state exchange. Consumers in Cook County will be able to choose plans offered by five carriers – Aetna, Blue Cross Blue Shield of Illinois, Coventry, Health, Humana, Inc. and Land of Lincoln Health.

However, only BCBS and Land of Lincoln are offering both individual and small-group plans throughout the state. BCBS is offering 16 individual plans and 19 small businesses; Land of Lincoln is offering 19 individual and 16 small group plans. Offering the most individual plans – more than 30 different options – is Humana and Coventry.

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According to latest reports, the health insurance marketplace of South Dakota will be a costly affair. A study conducted by the U.S. Department of Health and Human Services has revealed that under the federal exchange, South Dakotans would have to pay more for insurance premiums than people in neighboring states.

The study has based its findings on the facts that have come out of a close analysis of rates that will prevail in South Dakota. For comparison, the report takes into account a family of 4 with a monthly income of $50,000. Analysis reveals that South Dakotans will have to pay $141 per month after subsidies and tax credits. This means that there is a gap of $46 per month as the national average hovers around $95 per month.

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In less than 2 weeks , enrollment on health insurance marketplaces (healthcare software texas) will begin throughout the country. For Texas, which has one of the highest populations of uninsured, this is going to be a rough period. To make matters worse, the challenges faced by Texas are not limited to this issue, there are more.

As per the available statistics, 27 percent of population under 65 is uninsured. Overall, there are about 6 million uninsured Americans living in Texas. Once the rollout starts, these people will require a lot of education on the marketplace and how to choose the right plan for them and/or their family. Texas opted to not build its own state exchange and is relying on the Federally Facilitated Marketplace for its residents.

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A part of the group that decided to rely on federal government for implementation of health insurance marketplace, Maine is working round the clock to ensure that its residents do not face any trouble when the exchanges go live on October 1. However on October 1, will the public sign on? Many studies have shown that the majority of Americans are not aware of the exchanges and do not have a clear idea about purchasing health insurance online after October 1.

Maine marketplace authorities understand this problem, and that’s the reason why they are gathering their resources to meet an important target: guide Maine residents and help them purchase health insurance on the marketplace. As a part of a federal strategy to assist state governments in meeting this target as well as marketing the health insurance exchange, Maine has received two separate federal grants amounting to $542,000. These federal grants will be used for one purpose: marketing the exchange and educating residents about insurance shopping in the new era through exchange navigators.

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With health insurance marketplace deadline approaching fast, Alaska is relying on the federal government. As one of the 27 states that will be utilizing the Federally Facilitated Marketplace, Alaska needs to concentrate on educating residents about the marketplace and promoting general knowledge about the program.

The state is relying on the health exchange navigator role. Health insurance marketplace navigators platform are a group of trained individuals who will be responsible for guiding residents on enrollment and selecting plans within the exchange. The United Way of Anchorage and Alaska Native Tribal Health Consortium will each receive a $300,000 federal grant for the hiring and training of navigators.

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Contrary to the plan of reducing health insurance premiums through health insurance marketplaces, it seems that Mississippi residents who purchase health insurance off exchanges might encounter higher premiums than the current market average. Pundits are claiming that the rise in insurance premiums can be attributed to the fact that only two insurance carriers will be participating in the exchange.

As of now, 54,000 uninsured residents will have the choice of Humana and Magnolia Health for their insurance needs. Preliminary calculations are showing the average premium at $312 for Magnolia and $302 for Humana. In defense of this estimation, Mississippi officials have pointed out certain imperative aspects of these insurance premiums.

1)    Increased Coverage and Better Quality – In light of the higher premiums, officials state that the increased coverage and better quality of provided insurance is going to offset the higher premiums. In a nutshell, the premiums would still be competitive according to today’s market standards.

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As the State of Washington gears up to launch its health insurance marketplace, Washington Healthplanfinder, it is facing the herculean task of signing up its uninsured population. By sheer numbers, Washington aims to insure 130,000 uninsured residents by the end of 2013, and nearly 280,000 citizens in 2014.

To achieve this goal, Washington must educate and disseminate information to residents who aren’t familiar with the marketplace. The state has decided to tackle this challenge by launching a campaign that will address all the means of communication and outreach with advertisements and promotions. The state has secured $26.3 million federal grant for such programs.

The campaign will include the following:

•    Online Advertisements The state has already started to run advertisements on Washington Healthplanfinder over popular networks, such as Google, Yahoo. The state hopes to reach insured and uninsured residents, so that people may educate each other about the program.

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The health insurance marketplaces are being setup to provide consumers with more options and more choices. The online marketplaces are intended to bring together insurance carriers and promote competition with the aim of driving costs down. When the insurance marketplace goes live on October 1, consumers will be able to choose from a variety of carriers and find a plan that fits their needs and budget. However, Hawaii residents will be dealing a less choice on the Hawaiian marketplace.

The Hawaii health insurance exchange, Hawaii Health Connector, will open with two carriers, Hawaii Medical Service Association and Kaiser Permanente Hawaii. There is some concern that with only two carriers, there will be a spike in rates once the marketplace launches.  There are multiple reasons for this worrying lack of competition in the state.

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As the deadline for health insurance marketplace implementation approaches, New York is moving full steam ahead with healthcare software. The state recently announced the name of its health insurance marketplace, “NY State of Health,” and plans to initiate marketing initiatives to capture the attention of uninsured New Yorkers, educate them on the marketplace and get them enrolled.

NY State of Health is attracting lot of attention, particularly because of the strategies New York is using to promote the exchange. In the coming weeks, New York will release ads that will reach out to different groups in the state and help them understand the benefits of enrollment. The central focus of the state will be

•    Promoting the expected savings for New Yorkers who enroll with the health insurance exchange. It is expected that the online marketplace will bring in benefits for uninsured Americans, and as many as 1 million Americans can expect a savings of up to 53 percent if they enroll in the new system.

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Colorado’s health insurance marketplace, Connect for Health Colorado, is schedule and Colorado knows what’s coming on the October 1 launch – a deluge of new enrollments. Colorado is expecting about 150,000 residents to sign up for health insurance coverage during the first enrollment period. Some number crunching reveals a strenuous task – Colorado officials will have to enroll 800 applicants a day in the first six month enrollment period to meet this new demand for health insurance.

Surprisingly, this is just a glimpse into the mammoth task that awaits the state health insurance marketplace of Colorado. It is expected that this number will continue to multiply. Therefore, it becomes necessary for Colorado to devise a strategy and implement against the plan in order to control and handle this huge influx of enrollments. Fortunately, Colorado does have a plan.

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